Household Budget Planner
Plan your whole month against the 50/30/20 rule and see what's left.
Needs
Wants
Savings
- Income
- US$2,800.00
- Needs
- US$2,080.00 · 74%
- Wants
- US$320.00 · 11%
- Savings
- US$250.00 · 9%
Anything left over is unallocated. Giving it a job (savings, a goal, an overpayment) is what makes a budget stick.
Against the 50/30/20 rule
How this works
Enter your monthly take-home pay, then what you spend on essentials (needs), lifestyle (wants) and savings. The planner totals each group and compares it with the 50/30/20 rule — 50% needs, 30% wants, 20% savings.
The rule is a guide, not a law. What matters is that the three groups plus your savings don't add up to more than you actually earn.
Want Edentro X to do this automatically?
This tool works out one number, once. Edentro X keeps the whole picture up to date for you — every receipt, bill and shop feeding the same intelligent view of your money.
- Scan a receipt once — spending, prices and inventory all update
- Bills, budgets and savings goals kept in step automatically
- Works on iOS, Android and the web
Free to use, nothing stored. Everything is calculated in your browser.